Credit Rating Agency

This is used to add a list of Credit Rating Agency from whom the bank accepts the corporate customer's credit ratings. This rating is used, when CLOS gets the rating from third party, bank can maintain the same in this credit rating agency parameter screen, so that Bank user can add the relevant ratings for the customer. Based on the ratings, Bank can understand the risk associated with the corporate customer, this helps in the credit evaluation of the customer.

View

The following columns are displayed in view screen of credit rating agency along with add credit rating action button and search option.

Clicking the reset button erases the given search criteria.

User can view the below details of already added credit rating agency:

• Credit rating agency ID
• Credit rating agency key
• Credit rating agency name
• Status
• Actions

The following are the Search criteria of credit rating agency

• CR Agency Name
• CR Agency Key
• Status

Add

User can click on add credit rating agency button and fill in the below fields and click on save between. As clicked on save button, it is displayed in view screen. If the user wants to cancel adding an agency, user can click on cancel. User views a pop-up saying “Are you sure you want to cancel. All unsaved data gets discarded” with yes/no option.

Field names	Description	Mandatory/non mandatory	Field type
Credit Rating Agency Name	Credit Rating Agency Name	Mandatory	Text
Credit Rating Agency description	Description for credit rating agency is given here	Mandatory	Text
Status	Status is to mention if this is active or inactive. If this is marked as inactive, then it will not appear in the respective screens.	Mandatory	Dropdown

Edit

User can click on edit icon under action tab in view screen to edit the details of added agencies and click on save to reflect the changes made. User can cancel the changes made by clicking on cancel button. User views a pop-up saying “Are you sure you want to cancel. All unsaved data gets discarded” with yes/no option.

Delete

If the user wants to delete any agency added, then user can click on delete icon under actions tab in view page. User views a pop up for confirmation “Are you sure you want to delete it?” with yes/no option/ User can choose to clock on yes and delete it.

Screens to Configure (as Pre-requisite)	Screen name	Reflection in user panel	Reflection in admin panel
No prerequisite screen to be created	Credit Rating Agency	Credit Rating Agency	This screen acts as prerequisite screen for the below admin screens. Organizational structure: Country Credit policy management: Other bank setup